Features

Everything Credit Wizard does — DIY credit education, AI-powered letters, FCRA-cited templates, and your own private CRM.

  • AI letter generator

    Generate FCRA-cited, Metro 2, and basic-tier letters. Preview the exact text and save to your CRM.

  • Disputes CRM

    Track every round, every bureau, every response. Bulk follow-ups. Mail-tracking nudges for stale rounds.

  • Business Credit Builder

    5-lesson academy, milestone roadmap, vendor checklist, Paydex/Intelliscore tracker.

  • Credit law library

    Full FCRA + FDCPA + ECOA + Metro 2 references. Plain-English explanations beside each statute.

  • Private evidence vault

    Upload ID docs and per-dispute evidence. Required before any follow-up letter is sent.

  • Credit monitoring nudges

    Stale-round detection, 30-day FCRA-window alerts, and round timeline visualization.

  • Lob mail integration

    Optional certified mail for letters that need delivery confirmation.

  • Credit Academy with quizzes

    9-lesson curriculum, 70% pass threshold per quiz, attempt history, badges.

  • Score simulator + utilization optimizer

    Public tools you can use to plan moves before they hit your file.

  • Privacy first

    RLS on every table, audit log on admin access, encrypted in transit and at rest.